Joe Easton, manager of Oregon's in-home-care support unit, said the average cost of in-home care there is $800 a month versus $200 a day — or about $6,000 a month — for nursing home care. "People would rather stay in their own home, and the cost is much less," Easton said. By adopting policies to get people out of nursing homes and into other types of care, McGuire says, Oregon spends about $400 million less in state and federal money than Tennessee each year. "You can serve a lot more people for a lot less money outside of a nursing home," McGuire said. "It just makes sense financially."Imagine being able to cut your monthly living costs by over 85%--which is what the numbers above suggest. Wouldn't it be worth investing a bit in your home to facilitate that?